Payment Options KM Institute LLCPayment Options KM Institute LLC Payment Options KM Institute LLC recognizes the importance of rendering prompt and individual service delivery for each client’s unique financial and insurance needs. The Following Options are Accepted Forms of Payment: BCBS PPO & HMO Aetna/Allied Cigna United/Optum Value Options Compsych Humana EAP Affiliated Plans Private Pay Out of Network Medicare Telehealth and more... KM Institute LLC accepts, cash, checks, credit/debit, HSA, and FSA payment options.